Under Bank Tie Up Scheme/Direct Loan

The corporation is arranging finance for the eligible women through Nationalized Banks; by sponsoring the loan application to the various banks up to
Rs. 1,00,000/- and after the sanction of loans by banks, corporation provides Margin Money limited to Rs. 10,000/- or 25% of the total loan sanctioned whichever is less. Rest of the 75% is provided by the bank. Since 2001 the corporation has also been provided Micro Loan from its own resource. Presently Micro Loan upto to Rs. 25,000/- (Now upto Rs. 75,000/-) is provided for taking up any of the income generating activities under self employment schemes. Physical target is fixed by the Board of Directors in advance.


  • Annual family income not exceeding Rs. 3,00,000/-.
  • Age 18 to 55 years.
  • Should be resident of U. T. Chandigarh.
  • Only one member of a family get loan.

RATE OF INTEREST (Micro Scheme & Margin Money Loan):

  • Upto Rs. 1,50,000/- 4%
  • Above Rs. 1,50,001/- to Rs. 3,00,000/- 6%

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Updated date: 10/11/2019 - 16:30
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