Chandigarh Child & Women Development Corporation, which is the Channelsing Agency of NHFDC, has been providing soft loans to the persons with disability for taking up income generating activities under self-employment schemes.
Eligibilities (Minimum percentage of disability is 40%) : -
- Unemployed disabled persons whose family income is below 5,00,000/- p.a. for urban areas and 3,00,000/- p.a. rural areas.
- Maximum loan is Rs. 25.00 lakhs.
- Age 18 to 60 years.
- The NHFDC authority to sanction loan to the beneficiary is delegated to State Channelsing Agency upto Rs. 1.50 lakhs.
RATE OF INTEREST (Under NHFDC):
|Sr. No.||Project||To be paid by Beneficiaries to SCAS|
|1||Up to Rs. 50,000/-||5%|
|2||Above Rs. 50,000/- up to Rs. 5 lakhs||6%|
|3||Above Rs. 5 lakhs||8%|
(A rebate of 1% p.a. on interest for disabled woman beneficiary)