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CSCBCFMDC (Chandigarh Scheduled Castes, Backward Classes and Minorities Finance and Development Corporation)

                    Chandigarh Scheduled Castes, Backward Classes and Minorities Financial and Development Corporation was set up under the Companies Act, 1956 during the year 1979 for the economic upliftment of poor Scheduled Castes living below poverty line. This Corporation is also acting as Channelizing Agency for providing financial assistance to the persons belonging to Scheduled Castes, Backward Classes, Minorities and dependents of Safaikaramcharies under National Scheduled Castes Finance and Development Corporation (NSFDC) (Loan started 1992-93), National Minorities Development and Finance Corporation (NMDFC)(Loan started 1998-99), National Backward Classes Finance and Development Corporation (NBCFDC) (Loan started 1998-99), National Safaikaramcharis Finance and Development Corporation (NSKFDC) (Loan started 1999-2000).

 AUTHORISED SHARE CAPITAL

                        The authorized share capital of the corporation is Rs. 30.00 crore and the Paid up Share Capital is as under:-

1)         U.T. Share                                Rs.  15, 30, 34,000.00

2)         Central Share                           Rs.  14, 00, 18, 941.00

                                    TOTAL            Rs. 29, 30, 52, 941.00

                        Share capital is contributed by Chandigarh Administration as 51% share and Government of India 49%. Administrator U.T. Chandigarh holds all the shares excepting one each by its nominee viz. Secretary Social Welfare, Special Secretary Finance and Managing Director.

ACTIVITIES

Loan

 

a)        LOAN UNDER NSFDC SCHEME

                        The Corporation is a channelizing agency of NSFDC scheme and giving loan from 1992-93 onwards and is extending loan facilities to the members of Scheduled Caste in U.T., of Chandigarh. Loan is provided on 4% to 6% rate of interest per annum recoverable in 36-54 monthly installments. The eligibility critrria is that applicant, annual family income should be below double poverty line i.e., Rs. 98,000/- in Rural Area and Rs. 1,20,000/- in Urban Area. Loan upto Rs. 25,000/- provided to Females @ 4% and for Male @ 5 % and loan above Rs. 25,000/- is provided @ 6 %. 

            The following is the eligibility criteria:-

1.         Applicant should be resident of Chandigarh for last 2 years.

2.         He/she should belongs to Scheduled Caste Category notified under Chandigarh Administration.

3.         His/Her annual family income should not exceed Rs. 3 lacs per annum for both Urban and Rural Area.

4.         Subsidy @ Rs. 10,000/- or 25% of Loan amount whichever is less is provided to the applicant having annual income below poverty line.

5.        There is no bar on qualification.

6.         Age between 18-55 Years.

B)        LOAN UNDER NSKFDC SCHEME

                        The Corporation is a channelizing agency of NSKFDC scheme and is extending loan facilities to the members of Safaikaramcharies in U.T., of Chandigarh. Loan is provided on 4% to 6% rate of interest per annum recoverable in 36-54 monthly installments. The Loan is provided for an amount of Rs. 25,000/- provided to Females @ 4% and for Male @ 5 % and loan above Rs. 25,000/- is provided @ 6 %. 

         The following is the eligibility criteria:-

1.      Applicant should be resident of Chandigarh for last 2 years.

2.      The applicant should be dependent of Safaikaramcharis working in any Govt.Office/Govt Undertaking or a person working as Safai karamchari in private sector but he has             to submit a certificate regarding a safai Karamchari from the Gazetted Officer of Municipal Corporation.

3.      There in no income limit under the scheme.

4.      Age between 18-55 Years.

           

C)        LOAN UNDER NBCFDC SCHEME

                        The Corporation is a channelizing agency of NBCFDC scheme and is extending loan facilities to the members of Backward Community in U.T., of Chandigarh. Loan is provided on 4% to 6% rate of interest per annum recoverable in 36-54 monthly installments.  The eligibility critrria is that applicant, annual family income should be below double poverty line i.e., Rs. 98,000/- in Rural Area and Rs. 1,20,000/- in Urban Area. Loan upto Rs. 25,000/- provided to Females @ 4% and for Male @ 5 % and loan above Rs. 25,000/- is provided @ 6 %. 

            The following is the eligibility criteria:-

1.         Applicant should be resident of Chandigarh from the last 2 years.

2.         He/she should belongs to Backward Community.

3.         Annual family income should not exceed Rs. 3 lac for both Urban/Rural Area.

4.          Age between 18-55 Years.

           

D)        LOAN UNDER NMDFC SCHEME

                     The Corporation is a channelizing agency of NMDFC scheme and is extending loan facilities to the members of Minority Community in U.T., of Chandigarh. Loan is provided on 4% to 8% rate of interest per annum recoverable in 36-54 monthly installments.

Schemes for NMDC  

Credit Line I

(Rate of Interest)

Credit Line II

(Rate of Interest)

Term Loan

6%

8%

Education Loan

3%

8% (Male Beneficiaries)

5% (Female Beneficiaries)

            The following is the eligibility criteria:-

1.         Applicant should be resident of Chandigarh from the last 2 years.

2.         He/she should belongs to Minority Community.

3.         Annual family income should not exceed Rs. 3 lac for both Urban/Rural Area.

4.         Age between 18-55 Years.

                                   

E)        SKILL DEVELOPMENT PROGRAMMES (TRAINING)

                      The Corporation is also providing free of cost training to the target groups in the different trades. The Corporation is also providing stipend to the target group @ Rs. 2000/- P.M.

ELIGIBILITY CRETERIA

1.      Should belong to target group i.e., Scheduled Castes, Backward Classes and Minority and Dependent of Safai Karamcharis.

2.      Should be a resident of UT, Chandigarh for last 02 years.

3.      The is no upward income criteria for getting Free Training but stipend Rs.2000/- p.m. shall be provided to the candidates as per the guidelines of Government of                               India/National Corporations.

4.      Should be between the age group of 15-50 years.

The Corporation is providing training to the target groups in the following trades:-

S.No

Name of the Course                                               

Duration                      

Qualification

1.

Cutting, Tailoring and Embroidery Course

6 Months

Literate

2.

Fashion & Dress  Designing Course

One year

Experience in Tailoring course

3.

Computer Application Course

6 months

Matric

4.

Beauty Culture Course

6 months

Literate

5.

Mobile Set Repair

70 days

8th pass

6.

Mobile Networking and Hardware

70 days

10th pass

 

  • CRASH COURSES:-

S.No

Name of the Course       

Duration            

Qualification

1

Bag Making

1 month

Literate

2

Web Designing

1 month

10th passed

3.

Mehandi Course

2 month

Able to read/write

4

Hair & Make Up

2 month

Literate

5

Canadian Smocking

2 month

Literate

6

Hindi Typing

3 month

10th Passed

7

English Typing

4 month

10th Passed

8

M/S office

2 month

10th Passed

9

HTML course

2 month

10th passed

 

  • Venue :-
  • Asha Kiran, Vocational Training Centre, Sector 46-D, Chandigarh
  • House No. 1433-36, Rehabilitation Colony, Dhanas, Chandigarh
  • Anganwari Centre, Dadu Majra Colony, Chandigarh
  • Chokhandi Dharamshala, Maloya, Chandigarh

 

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